Gunnar Ebbesson is used to paying a lot for health insurance, but the small business owner from Fairbanks got a shock recently when his quote came in for next year's coverage.
"I don't understand who can afford this," he says. "I mean, who really can afford this? I can pay it, but I can't afford it."
The premium for his family of five came to more than $40,000 a year. That's for a bare-bones plan with a $10,000 deductible — the plan that's through the marketplace set up by the Affordable Care Act.