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Companies that opt out of state workers' comp laws say the Employee Retirement Income Security Act will ensure that injured workers get justice. An NPR investigation found that may not be true.
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Changes to workers' compensation laws mean families and government bear more of the costs that result from injuries on the job.
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Over the past decade, states have slashed workers' compensation benefits, denying injured workers help when they need it most and shifting the costs of workplace accidents to taxpayers.