health insurance

‘Do The Math’ When Shopping For A Health Plan This Open Enrollment Season

Nov 12, 2015
flickr/Ginny-cc

With the health insurance markets open for next year’s enrollment, Eve Campeau says she’s planning to look carefully at the fine print.

Last time she shopped, she switched to a plan with a lower monthly premium, but found herself paying far more out-of-pocket for medications and doctor visits. While she might be saving money on the premium, she is reluctant to go to seek medical care because of the up-front cost.

“It just becomes this whole guessing game: What is the least hit to the pocketbook?” said Campeau, 49, of Bedminster, New Jersey.

If you live in Indiana and Mississippi, premium prices are shrinking for health insurance available through Obamacare exchanges. But in North Carolina, coverage for next year is likely to be much more expensive. The average premium increase in that state is among the highest in the country, according to federal data.

In Mebane, North Carolina, Sue Martin's insurer told her the $238 a month she's paying now will go up to $491 next year for the same plan. 

Health Systems Dipping Into The Business Of Selling Insurance

Nov 10, 2015
American Fork Hospital in Utah is part of the Intermountain Healthcare System, which has begun offering health insurance to its patients.
GreenwoodKL via Wikimedia Commons

In addition to treating what ails you, a number of health care systems aim to sell you a health insurance plan to pay for it. With some of the most competitively priced policies on the marketplaces, “provider-led” plans can be popular with consumers. But analysts say it remains to be seen how many will succeed long term as insurers.

Open Enrollment Guide: Tips To Help You Shop For A New Marketplace Plan

Nov 2, 2015

Open enrollment for the health law’s 2016 marketplace plans began Sunday, and federal officials caution consumers to check out premium prices because in many places they may be higher. But officials are offering new features to make the process faster and smoother for consumers.

For six months, Eliza Kinrose worked about 10 hours a week delivering everything from cupcakes to art supplies to strangers' homes.

Shortly after quitting her steady job as a recruiter, Kinrose, 29, signed up to work for a new San Francisco-based mobile delivery service called Postmates. She made about $15 an hour for six months, which was just enough to scrape by until she launched a yoga business.

Employers Shift More Health Costs To Workers, Survey Finds

Sep 23, 2015
Graph showing rise in worker premiums and deductibles
Kaiser Family Foundation

Premiums for job-based medical insurance rose moderately — 4 percent in 2015 — but employers continued to shift in expenses to workers, according to a new survey.

This story was originally published by Kaiser Health Newsa nonprofit national health policy news service. 

Will O'Neill via Flickr

Amid criticism of President Obama's policies on the economy, immigration and foreign affairs during the GOP debate last night, a signature program was conspicuously missing from the discussion: the Affordable Care Act.  

How To Save Money On Prescription Drugs, Insured Or Not

Sep 16, 2015

If you haven't experienced it yourself, you've no doubt heard about the outrageous — and rapidly growing — prices of certain prescription medications.

The average price for about one year of cancer-drug therapy has skyrocketed from $10,000 or less before 2000 to more than $100,000 by 2012, according to a recent Mayo Clinic study.

The personal details of approximately 10.5 million health insurance customers have been exposed by the latest cyber-attack on the health care industry.

Excellus Blue Cross Blue Shield and Lifetime Health Companies, upstate New York's largest health insurer, discovered the attack on August 5th this year. The cyberattack exposed information like birthdates and social security numbers, and also patients’ member identification numbers, financial account information and claims information.

By pikespice http://creativecommons.org/licenses/by/2.0)], via Wikimedia Commons

BOSTON – For years, Massachusetts has been out in front of other states, trying ideas to change the health system. It passed a state law extending health insurance coverage to almost all citizens four years ahead of the federal health law, and then the commonwealth tried to tackle rising health costs.

But the latest numbers are disappointing: Massachusetts spent $632 million more on health care last year than it aimed to, according to a report from the state’s Center for Health Information and Analysis.

 

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